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Financing Your Home >New Loans

If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.

You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.

Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.

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Q	What was the world's highest viewing platform before the opening of the Empire State Building in 1939?
A	The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure.
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The Distinguished Team, REALTOR®, real estate agent and broker for Bronxville, Yonkers and Scarsdale, New York home listings, property and land for sale - NUMBER1EXPERT(tm)

RE/MAX Distinguished Properties
RE/MAX Distinguished Homes
52 Pondfield Road West
Bronxville, NY 10708
914-346-8255
EricStein@NUMBER1EXPERT.com

Certified Mentor
As a Certified Mentor, REALTORS gain the knowledge and tools to facilitate this turn-key, activity-based training that will teach agents how to work by referral. The 100 Days to Greatness® program gives agents a defined plan for developing and generating referred leads. Many students in this program start getting results almost immediately when the lead generation activities they put into place begin to produce tangible results – leads! As a Certified Mentor, brokers are able to recruit and hire the finest agents, and retain them by providing a clearly defined path to success. Certified Mentors also learn how to develop an irresistible office culture that attracts the best of the best!

E-Pro
An e-Pro is a REALTOR who has successfully completed the e-PRO training program for real estate professionals. Endorsed by the National Association of REALTORS, the e-PRO course teaches professionals the nuts and bolts of working with real esta te on-line: Websites, email, on-line tools, and most of all, what today’s consumer really wants. In this fast paced age, technology has become a necessity. An e-PRO is someone who has recognized and responded to the needs of the new consumer. If you choose an e-PRO, it’s a safe bet you’ll get the kind of service you want—and need.

Certified New Home Specialist
This certification is recognized throughout the real estate industry as the premier certification specific to providing the highest level of service and professionalism in working with builders and new home buyers. As a Certified New Home Specialist, REALTORS belong to a group of the most highly respected individuals in the profession of real estate. Special and targeted marketing needs to be in place for newly constructed properties. Diversified advertising, better promotion, stronger buyers generate superior results. Your Certified New Home Specialist’s job is to take the deal from pouring the foundation to completing the last few finishing touches.

Certified Residential Specialist
Becoming a Certified Residential Specialist isn’t just the advanced training and education they receive. Knowing the marketplace is equally important. To earn the Certified Residential Specialist Designation, every REALTOR must have a significant combination of experience and number of real estate transactions. These strict requirements are your assurance that your Certified Residential Specialist is able to apply his or her education in the real world, giving you the knowledgeable, skilled service you expect. Every Certified Residential Specialist is also required to maintain membership in the National Association of REALTORS and to abide by its strict code of Ethics.

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